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25 Life-changing Money Quotes To Save More and Spend Wisely

Need some motivation to reach your financial goals? These money quotes are the best money lessons and inspirations.

Micheal was the lucky few. In 2002, he won 14 million in the lottery. As a 19-year-old teenager, Micheal would have lived a life better-off than others. But he took it to the extreme.

Instead of saving the money in the bank or use it in education or investment, he spent it on drugs, jewelry, and items that he didn’t need. His wealth evaporated along with his extravagant lifestyle in just a few years. Now he is working as a coalman in Scotland.

No every one of us would experience such a roller coaster in our lives. But the story sheds light on a simple truth: it’s not about how much you make but how much you keep. Saving money might sound like it’s against human nature. And it’s hard to give up on instant pleasure for long-term goals. That’s why not everyone is a millionaire.

So here is a list of money quotes that will inspire you to save more and spend wisely. Write them down in your money bullet journal spread or use them as money affirmations. Happy saving!

Inspiring money quotes to spend wisely and save more

Don't go broke trying to look rich.

Don’t go broke trying to look rich.

A penny saved is a penny earned.
– Benjamin Franklin

Wealth consists not in having great possessions but in having few wants.  - Epictetus

Wealth consists not in having great possessions but in having few wants.
– Epictetus

While money can’t buy happiness, it certainly lets you choose your own form of misery.
– Groucho Marx

Too many people spend money they haven't earned to buy things they don't want, to impress people that they don't like.  - Will Rogers

Too many people spend money they haven’t earned to buy things they don’t want, to impress people that they don’t like.
– Will Rogers

The more your money works for you, the less you have to work for money.
– Idowu Koyenikan

Never spend your money before you have earned it.
– Thomas Jefferson

There is a gigantic difference between earning a great deal of money and being rich.
– Marlene Dietrich

When money realizes that it is in good hands, it wants to stay and multiply in those hands.  - Idowu Koyenikan

When money realizes that it is in good hands, it wants to stay and multiply in those hands.
– Idowu Koyenikan

Don’t tell me where your priorities are. Show me where you spend your money, and I’ll tell you what they are.
– James W. Frick

Many folks think they aren’t good at earning money when what they don’t know is how to use it.
– Frank A. Clark

You must gain control over your money, or the lack of it will forever control you.
– Dave Ramsey

Read also: 20 Dave Ramsey Quotes That Will Make You Wealthier

It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.
– Robert Kiyosaki

Do not save what is left after spending, but spend what is left after saving.  - Warren Buffett

Do not save what is left after spending, but spend what is left after saving.
– Warren Buffett

The price of anything is the amount of life you exchange for it.
– Henry David Thoreau

He who buys what he does not need steals from himself. (Swedish Proverb)

Enough is better than too much. (Dutch Proverb)

Once you really accept that spending money doesn’t equal happiness, you have half the battle won.
– Ernest Callenbach

Rule No.1: Never lose money. Rule No.2: Never forget rule No.1.
– Warren Buffett

The art is not in making money, but in keeping it.

The art is not in making money, but in keeping it.

A fool and his money are soon parted.
– Thomas Tusser

There are people who have money and people who are rich.  - Coco Chanel

There are people who have money and people who are rich.
– Coco Chanel

The safe way to double your money is to fold it over once and put it in your pocket.
– Kin Hubbard

Here’s how I think of my money – as soldiers – I send them out to war every day. I want them to take prisoners and come home, so there’s more of them.
– Kevin O’Leary

Assets put money in your pocket, whether you work or not, and liabilities take money from your pocket.  - Robert Kiyosaki

Assets put money in your pocket, whether you work or not, and liabilities take money from your pocket.
– Robert Kiyosaki

Which of these saving money quotes resonates with you?

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