Want to save more money but can’t stay consistent? These creative bullet journal saving trackers may be what you need to reach your saving goals.
The first step to financial freedom is to cut off bad money habits, like buying things we don’t need. The money we save from it can be used for college, for a house, or to cover unexpected expenses. But saving money is not easy. It’s against human nature to give up on instant pleasure for a long-term goal.
That’s why keeping a finance bullet journal can be extremely helpful. It keeps your eyes on the prize. And seeing yourself getting closer to the goal every day is a rewarding experience. It helps to stay consistent and hold yourself accountable.
Whatever your saving goal is, here are some saving trackers that will make the process fun and doable.
Bullet journal saving trackers to reach your money goal
A simple money jar tracker
Not all of us are drawing-savvy. But it shouldn’t stop you from creating a visually fun saving tracker. This mason jar tracker from @annajournals is beginner-friendly. Draw a jar with scale markings on it, and you are all set.
From the ground up
An emergency fund road map
An emergency fund is like a savings account, but not a real account. It’s an amount of money for unexpected expenses. Setting up an emergency fund is like creating a financial safety net. And the road map from @jackieonajourney makes it look like a fun game to play.
Small steps move mountains
Keep it random – a weekly saving tracker
If a repetitive saving goal bores you out quickly, try keeping things fresh with a random number each week! You can also customize it to make it fit for you.
Saving tracker with a shopping list
This multipurpose bullet journal spread makes it easy to make mindful purchasing decisions. You can always keep an eye on your saving progress. Thus you are less likely to buy things that you don’t need.
A cute gold pot coloring tracker
A saving Tetris
Time to strategize your saving goal each week! Just like the saving monopoly we mentioned in the financial bujo ideas, this Tetris bujo game will not only hold you accountable. It also trains your brain muscles in tackling those blocks. Give it a try!
Aiming at the stars
A house plants savings tracker
This finance bullet journal page is not just cute. It reminds us that wealth doesn’t come in one day. It grows with every money earned and every penny saved. With time and consistent, your small plants will grow into towering trees.
A stunning finance page to start taking control
Baby steps
This saving spread from @bujo.by.ann may look intricate at first glance. But it’s pretty simple to use. Follow the route and color the box when you have set aside $100. With every box checked, you are one step closer to the goal.
A puzzle coloring page
What’s more satisfying than putting all puzzles together?
Visualize your saving goal
If you are saving up for a large sum of money, let’s say, the down payment of a house, it will usually take a long time. And a saving tracker keeps our eyes on the goal. You can draw it at the finish line like this spread from @a.penny.plan. Or you can simply write it down.
A money jar emergency fund
Ambitious saving goals can be overwhelming. So why not start small? Set yourself a deadline and save accordingly. By the time you reach your goal, you will have the money to cover medical expenses, car repairs, and more. If you are living paycheck to paycheck, an emergency fund is a great start to take control of your life.
A minimalist coloring tracker
Dave Ramsey’s 7-steps bullet journal spread
Dave Ramsey puts the road to financial freedom in 7 steps. From a primary emergency fund to investing and accumulating wealth, the plan offers a guideline for people of different economic states.
Saving tracker with spending reminders
Wishlist + saving tracker
Balancing is an art. You want to stick to your saving plan but not restricting yourself too much. That’s why putting a saving tracker, and a wishlist together can be a brilliant idea. Celebrate your saving wins with a treat or two. It will make the process rewarding and help you to stay motivated in the long term.
Hitting goals one month at a time
A sinking fund tracker
Like emergency funds, a sinking fund is a strategy to save small amounts of money for big purposes. But with a sinking fund, you have a clear goal in mind. Be it a pet’s expenses; like this one from @jcp_budget_journey, or college tuition, a sinking fund gets you covered for rainy days.
A pink tracker with an inspirational quote
There are two things I love about this bujo tracker. One is the pink color theme. It’s always good to have a bit of eye candy. The other is the quote next to the tracker. Saving money is not easy. If adding a wise money quote helps you to stay consistent, why not?
Brick by brick
How do you use saving trackers to manage your finance?
Leave your thoughts in the comment and share your tips! Happy journaling.
Read also: 32 Money affirmations to manifest your money goals